Qualfirst Mortgage is a South Carolina State licensed institution and registered with the National Registry (NMLS) as David Gordon Koons dba Qualfirst Mortgage (NMLS) as #1836571. Interest rates quoted in advertising are based on a 30-year fixed $271,200 loan at 80% Loan to Value, Annual Percentage rate (APR) of 7.14% based on loan transaction costs of $3,899, qualifying credit score of 700. Your loan may be priced differently. Borrower must be above 18 years of age.